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Australia & NZ : Total Cumulative Debt Per Person (data needed) ...
Source : http://hireme.geek.nz/US_Debt_Guesstimates.ods
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Content and calculations thus far (Australia)
| PROTOTYPE | Known Data | Notes & Sources | |
| Total Australian Population | 22,500,100 | Millions of people via Australian Census Clock | |
| guesstimate | Total Australian Working Population | 19,125,085 | Residents with tax generating income |
| guesstimate | Total Australian Tax Paying Population | 17,021,326 | Residents “taxes > govt resources used” |
| guesstimate | Removal Working Population from % pop | 15.00% | Remove children, elderly & poor |
| guesstimate | Removal non-Tax Paying Pop from % Working Pop | 11.00% | Remove nominal tax payers |
| estimate | Governmental Interest Rate Average | 4.55% | Guesstimate |
| estimate | Commercial Interest Rate Average (non CC) | 8.50% | Guesstimate excluding Credit Cards |
| estimate | Consumer Interest Rate Average, housing | 7.50% | Guesstimate |
| estimate | Consumer Interest Rate Average, non housing | 15.55% | Guesstimate, mainly for credit cards |
| estimate | Australian Government Debt | $7,301,010,000 | Constant (2009) AUD |
| estimate | State Government Debt | $7,301,010,001 | Constant (2009) AUD |
| estimate | Local Govt Debt (city, regional utility districts, etc) | $7,301,010,002 | Constant (2009) AUD |
| estimate | Consumer Housing Debt | $7,301,010,003 | Constant (2009) AUD |
| estimate | Consumer Credit Card Debt, Car Loan Debt etc... | $7,301,010,004 | Constant (2009) AUD |
| estimate | Commercial Sector Debt | $7,301,010,005 | Constant (2009) AUD |
| subtotals | Interest Incurred Debt (commercial, 5 years) | $3,102,929,252 | Constant (2009) AUD |
| subtotals | Interest Incurred Debt (consumer, 7 years) | $11,780,179,641 | Constant (2009) AUD |
| subtotals | Interest Incurred Debt (governmental, 20 years) | $19,931,757,303 | Constant (2009) AUD |
| Debt Total | $78,620,926,211 | Constant (2009) AUD | |
| Implied outcomes | |||
| subtotals | Debt per person | $3,494 | What is owed per person |
| subtotals | Debt per working person | $4,111 | What is owed per working person |
| subtotals | Debt per (working) tax paying person | $4,619 | What is owed per tax paying person |
| subtotals | Debt per {Household} | $9,708 | Total owed per household (2.28 per House) |
Content and calculations thus far (NZ)
| PROTOTYPE | Known Data | Notes & Sources | |
| Total NZ Population | 4,200,123 | Millions of people via NZ Census Clock | |
| guesstimate | Total NZ Working Population | 3,591,105 | Residents with tax generating income |
| guesstimate | Total NZ Tax Paying Population | 3,192,492 | Residents “taxes > govt resources used” |
| guesstimate | Removal Working Population from % pop | 14.50% | Remove children, elderly & poor |
| guesstimate | Removal non-Tax Paying Pop from % Working Pop | 11.10% | Remove nominal tax payers |
| estimate | Governmental Interest Rate Average | 4.25% | Guesstimate |
| estimate | Commercial Interest Rate Average (non CC) | 8.10% | Guesstimate excluding Credit Cards |
| estimate | Consumer Interest Rate Average, housing | 7.20% | Guesstimate |
| estimate | Consumer Interest Rate Average, non housing | 15.10% | Guesstimate, mainly for credit cards |
| estimate | NZ Government Debt | $4,301,010,000 | Constant (2009) NZD |
| estimate | Local Govt Debt (city, regional utility districts, etc) | $4,301,010,002 | Constant (2009) NZD |
| estimate | Consumer Housing Debt | $4,301,010,003 | Constant (2009) NZD |
| estimate | Consumer Credit Card Debt, Car Loan Debt etc... | $4,301,010,004 | Constant (2009) NZD |
| estimate | Commercial Sector Debt | $4,301,010,005 | Constant (2009) NZD |
| subtotals | Interest Incurred Debt (commercial, 5 years) | $1,741,909,052 | Constant (2009) NZD |
| subtotals | Interest Incurred Debt (consumer, 7 years) | $6,713,876,616 | Constant (2009) NZD |
| subtotals | Interest Incurred Debt (governmental, 20 years) | $7,311,717,002 | Constant (2009) NZD |
| Debt Total | $37,272,552,683 | Constant (2009) NZD | |
| Implied outcomes | |||
| subtotals | Debt per person | $8,874 | What is owed per person |
| subtotals | Debt per working person | $10,379 | What is owed per working person |
| subtotals | Debt per (working) tax paying person | $11,675 | What is owed per tax paying person |
| subtotals | Debt per {Household} | $24,539 | Total owed per household (2.28 per House) |