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Personal Experience with Some of the Problems in Heath Care.

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  • #46
    Re: Personal Experience with Some of the Problems in Heath Care.

    Story continued from post #45.

    Fortunately, as things turned out, shortly after the onset of wife’s problem she called a friend of hers just to say “hello” and in the conversation wife mentioned her hand problem. The friend related she too had had a “hand problem” and her son, an attorney usually representing insurance companies, recommended a particular hand surgeon as a doctor who had impressed him during some depositions and wife’s friend saw him and received treatment that proved effective. End result, wife went ahead and made appointment with hand surgeon which ended up being over two months off because of his schedule.

    After the fiasco with the neurologist, wife was still 28 days from appointment with the hand surgeon. So she went ahead and continued the course of medications the neurologist has prescribed, but cancelled further follow up appoint there. Her hand disability continued to worsen over the four weeks.

    Hand surgeon examined and x-rayed her hand, reviewed the notes we brought from the neurologist including the normal electrical studies and said, he thought the problem was likely anatomically within a centimeter of a specific point in her hand, BUT he would like to try to prove that it was not explainable some other way, such as tumor somewhere between the brain and the wrist or due to some ulnar nerve problem between the hand and armpit—specifically in the elbow region of the nerve’s path—it was this latter differential diagnosis that seemed most important.. Recommendation: see another doctor for repeat nerve and muscle testing and clinical opinion and have an MRI of left hand. Hand surgeon recommended a specific doctor, and we saw her five days later.

    The female physiatrist, practices physical medicine, reviewed neurologists notes, hand surgeon’s note, got some of wife’s history again, performed her own physical examination and repeated testing of just three nerve in wife’s left arm (neurologist had originally tested 5 major nerves in left arm) along with some pertinent muscles stimulations. It seemed to me, a layperson with regard to what this doctor was doing, that she was experiencing some sort of difficulty with her equipment, which involved a computer and a program, so she tested the nerve in wife’s unaffected right arm.

    Physiatrist’s conclusion: thought wife might have a problem with the ulnar nerve in the elbow region, BUT also thought problem could be just within the area of the palm of the left hand. This doctor agreed with hand surgeon, that an MRI should be done of the left hand and wrist.

    MRI of hand was negative. Hand surgeon called us (which is something that saves everybody a lot of time—though not so easily compensated via charging the insurance company or patient) and said he could not isolate the problem and was therefore hesitant to make any recommendation for surgical exploration of the ulnar nerve in wife’s hand or at the elbow. I guess someone more of a layperson than I would have stopped searching for a solution at that point and accepted that wife’s destiny was living her life with a gimpy dominant left hand.

    Never was I given any reason to doubt this hand surgeon from the face-to-face contact my wife had with him with me watching. Despite that, I had called a university based hand surgeon who had trained where I had during the same time, and a guy I knew reasonably well. His opinion from the records I sent him and photos of wife’s hand led him to state: He would get an MRI of the armpit area to rule out a tumor there, however unlikely, and assuming nothing is noted on that MRI, he would recommend that the hand be explored. The risks of doing that were negligible—but there were risks. Not to explore the hand would be a mistake in his opinion.

    So during the phone call with the hand surgeon, I asked him what if his son (who was currently completing a fellowship in hand surgery) had exactly the same problem as wife’s. Would he be willing to offer nothing now? Surely not, so I asked him what would he now do for his son? I also told him of the other hand surgeon’s opinion, a fellow of whom he knew generally but not personally.

    His answer was to get another neurologist’s consult, and he gave us a name, and for wife to get some more x-rays of chest to rule out a cancer in the top of one of her lungs and an MRI of the nerves in the left armpit.

    We saw the second neurologist, who also up-coded his services by one level, whose opinion was the problem was likely at the wrist or in the hand, probably not at the elbow, thought "it would not be a terrible thing to explore that area with the understanding that one knows for sure if anything will be discovered in terms of explanation much less treatment.” This neurologist told us during the visit that he had never seen anyone recover much following surgery if one had as much loss of function and muscle wasting as wife had present as the moment he was seeing her.

    Hand surgeon called us again. Would explore hand, would have office set up surgery. Wife had surgery, hand surgeon found “band” that could account for the ulnar nerve compression and released it. Incidentally on the morning of hand exploration, wife asked surgeon to do a surgical release of a painful “trigger-thumb” problem that had developed as the hand disability had progressed probably due to alterations in how she progressively modified the use of her left hand.

    End of story, sort of, surgery worked. Healing progressed as hand surgeon outlined it could with regard to how quickly injured nerves regenerate if they are going to do so. Over two years later hand functions normally within wife’s ability to determine. She thinks there might be a little less strength in the hand than there was before the emergence of the problem. All sensation that was lost has returned, and all muscle wasting which was quite remarkable in degree and appearance was grossly returned to normal.
    Last edited by Jim Nickerson; February 25, 2007, 11:47 AM.
    Jim 69 y/o

    "...Texans...the lowest form of white man there is." Robert Duvall, as Al Sieber, in "Geronimo." (see "Location" for examples.)

    Dedicated to the idea that all people deserve a chance for a healthy productive life. B&M Gates Fdn.

    Good judgement comes from experience; experience comes from bad judgement. Unknown.

    Comment


    • #47
      Re: Personal Experience with Some of the Problems in Heath Care.

      If there is constant, incremental cheating going on, I would expect the doctors think of it as at the most, fudging - step way out of line and the insurance companies will whack you, cheat just a bit - like everone else does, and it's fudging.

      Most people can rationalize away small amounts of cheating - after a while you come to think it's not cheating at all (cognitive dissonance type of fing, don't you know).

      Of course there will be a constant push-back from the insurance companies as they adjust to the constant fudging.

      What fraction of the medical inflation do you think is happening this way?

      inflated billing is, of course, far preferable to outright un-needed surgery that could seriously compromise people's heath.

      Glad to know your wife's OK in the end.

      Comment


      • #48
        Re: Personal Experience with Some of the Problems in Heath Care.

        i'm not sure it works the same in other specialties, but in mine, and in my state, all fees were substantially reduced about 10-12 years ago when the hmo's and managed care companies first got real market penetration. i mean reduced by about 30%.

        since then fees have remained unchanged for 10-12years. thus, for most providers, most of those fees are still unchanged, 10-12 years later, 30% lower than they were 10-12 years ago. in the meantime, if i'm not mistaken, other prices and costs have risen a bit.

        in my specialty, upcoding 1 level most commonly raises the reimbursement 10-12% for the most common procedures, 50% for less common, but to do it often requires the submission of extra paperwork to get authorization for the higher code. i would guess many providers feel justified in "fudging."

        [on a personal note: happily my partner and i discovered a few years ago that we had market power, and were able to negotiate substantial fee increases with the insurance companies we work with. our fees are now roughly back to where they were in 1994. however, i remain aware that, in the meantime, if i'm not mistaken, other prices and costs have risen a bit.]

        Comment


        • #49
          Re: Personal Experience with Some of the Problems in Heath Care.

          Spartacus and jk,

          I am glad someone is reading, or at least perusing this; I know it is tedious.

          Originally posted by Spartacus
          What fraction of the medical inflation do you think is happening this way?
          I made a tedious additional comment yesterday, but it disappeared into cyberspace. There is, if you can believe it, some more to the story--that is what I lost, and I will attempt to finish it in a while.

          To offer my opinion in answer to your question above, I have no earthly idea, just a personal experience which I wish I had not experienced, mainly for peace of mind. If up-coding, which means charging for a higher level of service than was actually performed, exists commonly then I imagine it adds a lot to the overall costs. If the only instances occurring in America were those we unfortunately encountered then it is not a big problem. My cynicism suggests my last sentence is unlikely the case.

          In the total health care industry, I do not think anyone truly has an idea, and that is based on my experience with the Board of Medical Examiners, BC/BS of TX, and the TX Department of Insurance--which may or may not be indicative of the nation.

          I'll attempt to explain in another post.
          Jim 69 y/o

          "...Texans...the lowest form of white man there is." Robert Duvall, as Al Sieber, in "Geronimo." (see "Location" for examples.)

          Dedicated to the idea that all people deserve a chance for a healthy productive life. B&M Gates Fdn.

          Good judgement comes from experience; experience comes from bad judgement. Unknown.

          Comment


          • #50
            Re: Personal Experience with Some of the Problems in Heath Care.

            Jim, part of your story validated one of my contentions before. There is a lot of good care out there, but access to it is the problem. Two months to see the hand surgeon?

            Someone asked about medical expenditures by age. This is per capita by age group, so it's only average, not total numbers, but gives you an idea.

            Age grouping Per Capita Personal Health Care Spending
            All ages $3,834
            Under 65 2,793
            65 and older 11,089
            19-44 2,706
            45-54 3,713
            55-64 5,590
            65-74 8,167
            75-84 12,244
            85 and older 20,001

            source: http://aspe.hhs.gov/health/MedicalEx...es/index.shtml (a technical read but shows you why everyone fears medicare as the biggest federal expenditure issue going forward for the US)

            Comment


            • #51
              Re: Personal Experience with Some of the Problems in Heath Care.

              Originally posted by DemonD
              Jim, part of your story validated one of my contentions before. There is a lot of good care out there, but access to it is the problem. Two months to see the hand surgeon?

              Someone asked about medical expenditures by age. This is per capita by age group, so it's only average, not total numbers, but gives you an idea.

              Age grouping Per Capita Personal Health Care Spending
              All ages $3,834
              Under 65 2,793
              65 and older 11,089
              19-44 2,706
              45-54 3,713
              55-64 5,590
              65-74 8,167
              75-84 12,244
              85 and older 20,001

              source: http://aspe.hhs.gov/health/MedicalEx...es/index.shtml (a technical read but shows you why everyone fears medicare as the biggest federal expenditure issue going forward for the US)
              I went to see the hand surgeon myself recently for chronic bilateral carpal tunnel symptoms, which over 2 decades I've managed through being able to choose what I did with my hands. It was not an emergency visit, and the receptionist remembered me from wife's care in the office. My wait was 2 weeks. For some reason just yesterday wife and I talked about this, possibly prescience on my part of your post today, and she opined that had she been referred by a physician back in 2004, her wait would not have been so long, and that could be correct.

              When I drive by any hospitals, and I live near the midst of the hospital district in Fort Worth, it seems the whole world must be at the doctors' offices in the area or in the hospitals, and in general these places seldom stop expanding in one way or another. I guess it is all due to population increases.

              If there is a glut of patients and a shortage of doctors, utlimately, if there is any such thing as "ultimately," I believe the answer will be more so-called nurse practitioners with reliance upon computer guidance in determining what might be the management of a problem and upon what circumstances will the problem be escalated to some higher level of assessment and management.

              In focusing on my wife's story, just as an example, I have wondered what would have happened if we had not through our own volition, and the chance conversation of wife with her friend, set up the appointment with hand surgeon? I can imagine wife might have ended up and ended up just fooling around with the neurologist until hand was not subject to remedy, or not so amenable to best degree of remedy. On the other hand, what would have been the total costs of all her care had she by chance started out in the hand surgeon's office?

              The poor ignorant patient is, as I see it, at the absolute mercy of whomever it may choose to see, or even to whom it may be referred by a provider. Fortunately for just one patient with just one problem, I was able to get some guidance, that wife without the excellent good fortune of having me as husband and knowing another hand surgeon, that she might otherwise have failed to be able to get that led to her being treated even by the hand surgeon whose treatement in effect produced a cure. Remember, he was reluctant and without my goading him, I don't think he would have operated on wife. All of this occurred in the greatest era of science in medicine, and there still be a big chance of luck in how things can turn out.

              Richard Russell in his daily comments rambles on about a lot of things. Recently, as I recall, he recounted his experience with chelation therapy http://en.wikipedia.org/wiki/Chelation_therapy. I think he related having had 5 coronary arteries bypassed 20 or so years ago, and since then has subjected himself to chelation therapy. If I got those numbers correct, and that he is now 82 or 83, and if I have it correct he has had no further surgical or medical intervention with his coronary arteries, then he is a testament to something: wonderful long-term success of CAB, chelation, or just good luck. He's an anecdote for sure.

              It was discussed that perhaps chelation for heart disease really offers something of value--Russell would bet his hat on it, and Russell asks why then isn't it a part of main stream medical practice? (Chelation for heart disease is considered "alternative medicine," and I think not covered through most health insurance). Some contributors surmised that health care of heart disease as we know it now, e.g. heart surgeons, cardiology, hospitals, has a truly vested interest in the revenue that current treatments of heart disease generate. In effect it is important for income to these groups that what they believe is accepted and made to be a part of "good health care" in our society.

              I have no personal idea as to the value of chelation as it applies to lessening the likelihood of death from progressive arterial disease, but if it is of real value, then it seems to have lost the PR battle against those remedies currently in vogue.
              Jim 69 y/o

              "...Texans...the lowest form of white man there is." Robert Duvall, as Al Sieber, in "Geronimo." (see "Location" for examples.)

              Dedicated to the idea that all people deserve a chance for a healthy productive life. B&M Gates Fdn.

              Good judgement comes from experience; experience comes from bad judgement. Unknown.

              Comment


              • #52
                Re: Personal Experience with Some of the Problems in Heath Care.

                as public money for science and health research is scaled back, more and more studies are driven by pharmaceutical and device company funding. if some research oriented cardiologist really thought chelation worked, and IF funding was available, the study would be done. these people, the researchers, really want the glory. but no funding, no study.

                there are a lot of questions about treatment that will never be answered - too expensive, no funding. even questions about current meds will never be answered - as drugs approach the end of their patent protection, companies stop funding studies, directed their research money to new drugs in their pipeline.

                of course public sector research grant proposals are scored by panels of other experts, and if everyone is steeped in the same clinical culture, that too will determine decisions.

                Comment


                • #53
                  Re: Personal Experience with Some of the Problems in Heath Care.

                  Another thought that periodically crosses my mind is the costs of what I see as needless repetition in a lot or medicine, repeitition that would I believe diminish if all patients' records were computerized and if successive doctor's in seeing patients reviewed.

                  Wife sees neurologist who takes significant history of wife's problem and records pertinent physical findings.

                  Wife see's hand surgeon and unless she brought prior record and unless he reviews them, he repeats a good bit of what was already done by the neurologist, when I think what would be important would be just to determine the interval historical changes and interval physical findings.

                  Wife see's physiatrist, and she repeats a lot of of what has now been done twice. All three doctors' offices in a degree did the same things, perhaps noting interval changes, dictated notes, had notes typed, and notes mailed to interested parties.

                  Wife sees second neruologist who again repeats a lot of what has now been done three times, and further wastes time scrounging around for radiology reports that supposedly had been sent, which in ideal world would be before him on his computer.

                  I think there is a loss of time here by repitition, and I think there is repititive costs for several people repeating some parts of the same steps.

                  Perhaps from the doctors' perspective this is all good because if they could not do these things again and charge for them again, they would not generate the income they need or want. I see less good in the system as it now exists from the patient's perspective or from the perspective of total costs.

                  The answer to this at some point is going to be salaried doctors, as demeaning as they may find that to be. They won't be near the bottom of the income scale, but there will be a limit on what can be made as a provider.

                  Another downside aspect of this is the first neurologist is likely never to learn the outcome of what happened to wife. It is pertinent to his improving his skills to know, and detrimental if he doesn't know. I'm not putting myself forward as an example of how things should be, but when I practiced with regard to certain types of patients' problems, I attempted for years to get them to return for no-charge follow up visits, so that I might know what had gone on with them. Some came and most didn't. For me personally this was the single most frustrating aspect of practicing: not knowing whether one may have been correct in what one thought or told a patient, and ultimately never knowing. Jeez, I would have loved a system where I could have just looked these people up in the system and see what had transpired. What a boon to knowledge and then care would result!
                  Last edited by Jim Nickerson; February 26, 2007, 03:27 PM.
                  Jim 69 y/o

                  "...Texans...the lowest form of white man there is." Robert Duvall, as Al Sieber, in "Geronimo." (see "Location" for examples.)

                  Dedicated to the idea that all people deserve a chance for a healthy productive life. B&M Gates Fdn.

                  Good judgement comes from experience; experience comes from bad judgement. Unknown.

                  Comment


                  • #54
                    Re: Personal Experience with Some of the Problems in Heath Care.

                    Jim, this is why the federal government is pushing for electronic medical records. The feeling is that it takes 10 minutes to get your credit history, your driving history, your arrest/legal history... on and on... but most of the country is stuck on paper and it can take days or weeks to get that info, especially if it's out of network or away from home...

                    The whole scenario is very complex. Makes my head spin when I think about it, but I'm on the side of being a proponent of electronic records.

                    Comment


                    • #55
                      Re: Personal Experience with Some of the Problems in Heath Care.

                      The Best Buy Store of Medicine.
                      An Allegory [SEE FOOTNOTES]

                      A man named John was rendered comatose in an auto accident in 1977. He remained in coma until January 1, 2007 when without medical explanation he awakened, fully cognizant of all events up until he had received his head injury, and readily asked about where he was, what day was it, and where were his clothes? In a few days he was walking, and in two weeks he was driving again. Three decades before he had been a huge professional football fan, and upon having been apprised when he awakened that it was January, it soon occurred to him that he needed a television set if he was going to watch the Super Bowl.

                      At the long-term care facility, John asked his nurse’s opinion about where he might go to buy a television set. His nurse had told him she bought things at Best Buy and that it was a good store. So John had no reason not to have confidence in Best Buy; however she related that the TV department was usually very busy and that he would best call and make an appointment with Luke who was probably the most knowledgeable salesman in the city. John called and made an appointment. Once there, inside the door a person in uniform greeted him and offered him a $25 gift card if he wished to apply for a Best Buy credit card with a $5000 limit, acceptance guaranteed for a fee of just $4.00 a month. He had seldom relied on credit cards before, but this sounded like a great deal, so he signed up, and immediately received his $25 gift card and a temporary credit card.

                      Because he had an appointment, he had driven faster than the speed limit in order not to be late. His parents had raised him to be respectful of other people’s time. He located the TV center just beyond those aisles that contained a lot of stuff of which he had never heard: computers, networking gear, DVD’s, software, cell phones; all these were indeed strange items. He found his way over to some sets in the 19-22” tube size and was trying to comprehend them as they were so different from the last set he remembered owning. He looked at his watch, and it was 40 minutes since he had gone to the counter and asked about his appointment with Luke. Finally Luke appeared explaining that he had had an “emergency” sale of the biggest set he had in stock. Luke, without offering an apology for his failure to be on time, introduced himself and asked what did John need to buy? John said he needed a TV set in order to watch the Super Bowl, which was fast approaching. Luke said follow me and let me show you our 32” Sony LCD flat panel with two stereo speakers, Dolby Digital decoding, SRS TruSurround XT virtual sound, integrated high definition tuner, wide color gamut that produces deeper reds, more vivid greens, and cleaner blues, 3D digital comb filter, Cinemotion 3:2 pulldown, 1366 x 768-pixel resolution, super-fast 8ms response time, 1300:1 contrast ratio, 3 composite A/V connections, 2 S-Video connections, 2 component (Y/Pb/Pr), 1 HDMI, and 1 RF.

                      John’s eyes glazed over as these strange, unknown, incomprehensible words flowed glibly from the salesman’s mouth.

                      Because John had not the faintest idea of what Luke was saying, his mind drifted. He wondered how is it that people with whom one makes an appointment, with some near certainty of spending money with them, can be so arrogant and disrespectful of the customer’s time. He could not understand how anything relieved anyone from exercising common courtesy. And if something called “fairness” existed, then to compensate the one whose time was “stolen” by the second party’s not being on time, the one who charges for his time should lessen the charge. That was how John, the customer, reasoned.

                      After seeing some of the similar sets that were showing vivid pictures, he found that the cost of this 32” monster was a whopping $1900 plus tax, but it came with a stand. John told Luke that his nurse had told him that just five years ago she had bought a 32” TV at Best Buy that had cost her what was then a whopping $750. Luke explained to John that because of technological improvements, these current flat panel TV’s cost relatively a whole lot more that what was generally available five or six years ago. Luke went on that when the technology in these sets first became available and when not many were being produced, they had cost five and sometimes 10 times as much, but since more were produced and people had plenty of credit to buy them, and since everybody who was anybody (with money or credit) had to have one, prices has significantly fallen. John thought: well, expensive is expensive! The thought passed through John’s mind that probably people without money or credit just didn’t buy these flat panel TV’s.

                      John decided to buy the Sony 32” on the spot. He had to see the Super Bowl that was now just two days away. As the salesman was filling out the order form, it occurred to John to ask about the warranty. He had bought his first color TV just before his accident, and he remembered it had a three-year warranty. The salesman said it was not guaranteed, but that it was produced by Sony, a company that provided perhaps the best such TV’s in the world. John was told not to worry, if things did not work out he could buy another one, because there were more places selling TV’s these days than one could imagine. Further the salesman told him that if he was unhappy that there was no warranty, that he could try other stores, but he would find it was the same in every store that sold TV’s in America. Luke said if John were to decide at this point not to buy the 32” Sony set that there would be a $150 charge for the time he had spent showing John the set and attempting to explain it to him. John said no one had told him that when he had walked into the store. Luke went on to explain that if John decided not to buy from him, that he, Luke, still had to produce income, so it made no difference to Luke whether or not John was sold on buying a TV set, or even whether or not John understood what Luke was selling him. If John did not buy from Luke, the next person who “had to have” a TV probably would buy one. In simpler words Luke was saying to John, “Tough luck, John, you owe me some money.” John also wondered why these TV sets cost so much if there was no assurance they would work.

                      Well, John felt he needed a TV, though the one he was being sold was more than he felt he needed, but what the heck! The salesman probably knew what he was talking about and John had credit, so he bought it. By the time it was delivered and he figured out how to turn it on and off and had spent a day looking through the packaging for the rabbit ears, only to discover he needed something called “cable” or “satellite dish” service, the Super Bowl was over. John then had a stroke and died, so the great expense of his buying the 32” Sony was a total waste except for Luke, Best Buy and Sony.

                      Best Buy = the health care system
                      Sony = medical device maker
                      Aisles of “new” electronic gadgets = the complexity of medicine to the average person
                      TV department = doctor’s office
                      Luke = doctor, smart
                      John = patient, dumb
                      TV specs = doctor talk
                      Uniformed Best Buy greeter = insurance company
                      Super Bowl = staying alive
                      32” flat panel TV = health care
                      Credit = insurance coverage
                      Last edited by Jim Nickerson; February 26, 2007, 05:14 PM.
                      Jim 69 y/o

                      "...Texans...the lowest form of white man there is." Robert Duvall, as Al Sieber, in "Geronimo." (see "Location" for examples.)

                      Dedicated to the idea that all people deserve a chance for a healthy productive life. B&M Gates Fdn.

                      Good judgement comes from experience; experience comes from bad judgement. Unknown.

                      Comment


                      • #56
                        Re: Personal Experience with Some of the Problems in Heath Care.

                        http://www.rawstory.com/news/2007/Go...ling_0226.html

                        Gov. auditor says fiscal outlook is 'spiraling out of control' Michael Roston 2/26/07

                        Originally posted by Roston
                        The "bleak" outlook seen by the government's chief auditor results from "primarily spending on the large federal entitlement programs (i.e., Social Security, Medicare, Medicaid)." Growing expenditures on health care are expected to account for the largest share of deficit-raising spending that will present a challenge "not just to the federal budget but to American business and our society as a whole."

                        While there are other discretionary expenditures, like those on national defense and homeland security, GAO warns that "the growth in Social Security, Medicare, Medicaid, and interest on debt held by the public dwarfs the growth in all other types of spending."
                        I'm too lazy to attempt to gather data for an answer, but I will venture putting forth my wonderment about the unsustainability of the costs of health care period, not just the Medicare and Medicaid portions.

                        I presume there are more people in this country covered by private health insurance than there are covered by Medicare (is for old farts like myself who are 65 or older), and Medicaid (is for perhaps all really poor children and some poor "low-income" parents, seniors, and people with disabilities). It is hard for me to imagine that the costs allocated to these two groups for health care exceeds the costs of all the health care sought by those covered under private insurance plans in the US. Could I be grossly wrong with that presumption?

                        Perhaps the long-term outlooks regarding funding for Medicare and Medicaid account for increasing numbers of old farts and poor people as time progresses.

                        jk, has on more than one occasion on these fora written that the admininstrative costs for Medicare is about 2% on each dollar allocated to Medicare. Medicaid is paid for by federal and state governments, and I don't recall being aware of its costs of administration.

                        On the otherhand, jk, I believe has said about 80% or even less of each dollar paid into private insurance goes into paying for "actual" health care. Hopefully if I am wrong, jk or anyone can correct me.

                        Whatever turns out to be the answer to all this, part of the answer must come from elimination of waste in the entire system. Fraud, the extent of which I believe is generally not considered large but also the extent has not to my awarenss actually ever been determined--I think fraud is likely a significant cause of waste; duplication of efforts; the costs of measures undertaken to cover providers' assess from potential litigation, and the costs when litigation occurs regardless of who wins; unnecessay measures that are not consistent with good health care--not only unnecessary surgery but unnessary medical treatments, e.g. antibiotics for viral colds; the waste of drugs that are prescribed but never taken because or intolerance or other reasons which then get trashed or flushed.

                        I think right now the answers to all these problems is to just keep throwing more money at them, rather than doing anything about the problems themselves. It is apparent to me, because I believe to choose the reports are correct, that what we are doing now isn't working.
                        Jim 69 y/o

                        "...Texans...the lowest form of white man there is." Robert Duvall, as Al Sieber, in "Geronimo." (see "Location" for examples.)

                        Dedicated to the idea that all people deserve a chance for a healthy productive life. B&M Gates Fdn.

                        Good judgement comes from experience; experience comes from bad judgement. Unknown.

                        Comment


                        • #57
                          Re: Personal Experience with Some of the Problems in Heath Care.

                          Originally posted by jim nickerson
                          I presume there are more people in this country covered by private health insurance than there are covered by Medicare (is for old farts like myself who are 65 or older), and Medicaid (is for perhaps all really poor children and some poor "low-income" parents, seniors, and people with disabilities). It is hard for me to imagine that the costs allocated to these two groups for health care exceeds the costs of all the health care sought by those covered under private insurance plans in the US. Could I be grossly wrong with that presumption?

                          Perhaps the long-term outlooks regarding funding for Medicare and Medicaid account for increasing numbers of old farts and poor people as time progresses.

                          jk, has on more than one occasion on these fora written that the admininstrative costs for Medicare is about 2% on each dollar allocated to Medicare. Medicaid is paid for by federal and state governments, and I don't recall being aware of its costs of administration.

                          On the otherhand, jk, I believe has said about 80% or even less of each dollar paid into private insurance goes into paying for "actual" health care. Hopefully if I am wrong, jk or anyone can correct me.
                          i'm not sure what portion of all medical expenses go through medicare.

                          only about 68-70% of private health insurance revenues are actually spent on medical care. interestingly, this number is referred to as the "loss ratio." it's considered a disaster, and a result of underpricing coverage or authorizing too much treatment, if the loss ratio is much over 70%. i remember aetna hit 75% during one period and it made [business section] headlines.

                          Comment


                          • #58
                            Re: Personal Experience with Some of the Problems in Heath Care.

                            Thanks for the stats.

                            I had read the statistic that for many people, the health costs during the last year of life are higher than the sum of the costs for the rest of their life.

                            If costs keep rising for that last year of life - a larger number of, and more expensive, operations, a larger number of, and more expensive, medications, a larger number of, and more expensive, attendants, a larger number of, and more expensive machinery

                            then

                            many societies will have to rethink some fundamental issues -how much care should be provided when there's only 8 months of (very low quality, maybe painful) life left?

                            The debates will be worst in countries with national health systems - Mexico and Panama may not have divisive political debates on it but Canada, most of Western Europe and the US certainly will.

                            Originally posted by DemonD
                            Jim, part of your story validated one of my contentions before. There is a lot of good care out there, but access to it is the problem. Two months to see the hand surgeon?

                            Someone asked about medical expenditures by age. This is per capita by age group, so it's only average, not total numbers, but gives you an idea.

                            Age grouping Per Capita Personal Health Care Spending
                            All ages $3,834
                            Under 65 2,793
                            65 and older 11,089
                            19-44 2,706
                            45-54 3,713
                            55-64 5,590
                            65-74 8,167
                            75-84 12,244
                            85 and older 20,001

                            source: http://aspe.hhs.gov/health/MedicalEx...es/index.shtml (a technical read but shows you why everyone fears medicare as the biggest federal expenditure issue going forward for the US)
                            Last edited by Spartacus; February 27, 2007, 04:27 PM.

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                            • #59
                              Re: Personal Experience with Some of the Problems in Heath Care.

                              Hello. I am new to this forum as well as being an optometrist who was quite active in the 80's when the corporate takeover of health care was coming to fruition. Although I have only scanned the posts, I believe I might be able to add some insight to this discussion.

                              There were individuals in all the health professions who were warning of the the consequences of what turned out to be the inevitable corporate takeover, initally manifesting itself in a debate of a corporate controlled system versus a National Health Care system. At the time (late seventies, early eighties), most health care providers (HCP's) believed that a National Health Care system would erode the quality of care and lead to a 'Soviet' style of health care delivery. Those who understood the coming economics argued that a 'Medicare' type of system would be far superior to a corporate system for all the reasons manifest, i.e., bottom-line mentality applied to human services. After all, it had be warned for many decades that if business and Medicine ever mixed, the result would be an utter disaster.

                              Even as the corporate models came in to practice, externally (PPO's, HMO's) and internally (mass production care), HCP's still refused to believe that an alternative to the takeover existed. And as always happens, the sellout was from within as the corporations hired the 'thought-leaders' of the professions to essentailly brainwash the masses of doctors. This process is so endemic that I know of few HCP's who believe very much of what appears in the professional literature. All ideas are pretty much bought and paid for, and have been for many years now. If the American public truly understood just how corrupt this health care system is, they would, well, I don't know, they probably wouldn't do anything.

                              There are so many things wrong with this system that I could literally write a book. I have said for the last twenty years that if a HCP truly acted in their patients' best interest, s/he would be out of business in a week. This is a system which opperates by supporting corporate capital invested as the only way to create professional income. In other words, you practice to support the corporations' investments, be it in over-testing in order to use the instumentation you are forced to buy to adhere to 'the standard of care,' or pushing the drugs they manufacture to create a population completely dependent on that which is outside of their control.

                              Now this isn't to say that their aren't good people and wonderful medicine being practiced, but the complete emphasis of the health care system is the reproduction of corporate capital. That's it.

                              Sad but true.
                              lgs
                              Encinitas, CA
                              'Impermanence is Quick'
                              Huang Po d.850AD

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                              • #60
                                Re: Personal Experience with Some of the Problems in Heath Care.

                                http://www.pubmedcentral.nih.gov/art...?artid=1464043

                                "Last-year-of-life expenses constituted 22 percent of all medical, 26 percent of Medicare, 18 percent of all non-Medicare expenditures, and 25 percent of Medicaid expenditures."

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